At the Consensus 2026 conference in Miami Beach, Tim Stanyakin, Head of Growth at ChangeNOW, announced that the platform is transforming its NOW Wallet into a multi-functional “super app” by integrating sports betting, prediction markets, and traditional financial assets. The expansion marks a major evolution for the company, which launched in 2017 as an instant cryptocurrency swap service and now aims to provide a one-stop financial platform for over 8 million users. By the end of Q4 2026, the company expects the app to include AI engines, new yield products, and regular payment solutions for the physical world.
The move comes as the digital asset industry adapts to a post-crypto winter environment where user demand has moved beyond simple asset holding. Stanyakin noted that speculative interest has shifted toward “perps and predictions,” leading ChangeNOW to integrate protocols like PolyMarket and HyperLiquid directly into its non-custodial framework. This allows users to access advanced trading products and gaming features while maintaining control of their own private keys, a priority for the platform’s expanding audience.
Chief Strategy Officer Pauline Shangett also confirmed that the platform’s ecosystem now supports more than 1,500 cryptocurrencies across 110 different blockchains. This growth is supported by a 98% triumph rate for exchanges and a broad suite of B2B and B2C tools, including the NOWPayments gateway and the NOWNodes infrastructure provider. The company’s global footprint now covers the U.S., Canada, and Europe, with active efforts underway to expand into the APAC region.
Integrating traditional finance and prediction markets
The integration of traditional finance (TradFi) into the NOW Wallet represents a bridge between legacy markets and decentralized finance. ChangeNOW has already added approximately 50 traditional assets, including gold, silver, and high-profile equities such as Nvidia and Exodus stocks. Stanyakin indicated that the platform intends to increase these offerings almost every month, mirroring the way traditional brokerages have begun to introduce crypto to their own clients.
This hybrid approach addresses the overlapping interests of retail investors and decentralized finance participants. As investor sentiment shifts and market dynamics evolve, ChangeNOW is betting that users will prefer a single, secure interface for all their financial activities. The platform’s infrastructure allows for the native integration of prediction markets, which Stanyakin described as a core focus for the current market cycle.
The inclusion of sports betting further diversifies the ecosystem, moving these markets on-chain to provide transparency and security. ChangeNOW’s research suggested that satisfying modern customers requires offering yield products and gaming natively within the app. By providing these features through a non-custodial wallet, the platform ensures that users do not have to rely on centralized entities to participate in speculative or income-generating activities.
Navigating the international regulatory environment
Operation on a global scale requires ChangeNOW to adopt a nuanced approach to regulatory frameworks, which differ significantly by region. Stanyakin explained that the company chooses its strategy in each country based on specific government requests, taxes, and reporting forms rather than the local mindset. This is particularly relevant as the platform expands into the APAC region, where the legal landscape for digital assets is rapidly changing.
Maintaining a non-custodial model remains a central part of the company’s compliance and security strategy, as it ensures users remain the sole owners of their funds. However, the introduction of sophisticated features like “private send,” limit orders, and an AI assistant requires constant calibration to meet international standards. This regulatory focus is vital for maintaining the trust of a user base that has grown to over 8 million people since 2017.
The platform is also preparing for a more structured future in the U.S., where regulatory concerns remain at the forefront. As speculative activity returns to various asset classes, ChangeNOW’s leadership emphasized that they are building the “basement” for many other companies in the market through NOWNodes. This infrastructure provides the necessary APIs and full-node scalability required for enterprise-level Web3 solutions.
Supporting Web3 developers through infrastructure and programs
Beyond its consumer-facing wallet, ChangeNOW provides the underlying code that powers many other services in the crypto market. Its NOWNodes branch offers a scalable node platform with flexibility for developers and Web3 projects. This infrastructure is designed to handle the “substantial challenge” of combining multiple cryptocurrencies and radically different use cases within a single wallet environment.
To further support the growth of the ecosystem, ChangeNOW recently launched a Free Fast-Track Program from its base in Kingstown, St. Vincent & the Grenadines. This initiative enables early-stage crypto wallet teams to add in-app exchange functionality and generate revenue through a share of swap fees. The program includes marketing support and technical assistance, helping new projects monetize more efficiently while expanding the reach of ChangeNOW’s core exchange technology.
Future roadmap for the super app transformation
The transformation of NOW Wallet is expected to continue through the end of 2026, with several new features currently in development. Stanyakin revealed that the app will eventually include AI engines to assist users and new complicated yield products for those looking to gain income from staking. These additions are part of the broader goal to create a “killer app” that serves as a one-stop financial shop.
This roadmap also includes bridging the gap between digital finance and everyday transactions. The platform intends to enable regular payments in the physical world, moving closer to the functionality of traditional banking apps. As the market shifts toward transparency in gaming and finance, ChangeNOW is positioning its non-custodial wallet as the primary tool for both saving and spending.
The competition among crypto platforms to become a “one-stop” destination is intensifying, but ChangeNOW’s established infrastructure gives it a unique advantage. With support for 1,500 assets across 110 networks and an ecosystem that includes payments, tracking, and nodes, the company is already functioning as a “financial basement” for the industry. The upcoming soft-launch of its AI assistant and further announcements at Token 2049 in October will likely signal the next phase of this super app expansion.
